Business Funding Programs

Good Credit = Good Funding

Get Access to More Funding Sources

We help business owners get approved for business credit and access funding for their business, whether they have good or bad personal credit. Our business funding platform provide clients with an easy step-by-step system to help business owners access funding and build business credit. 

According to the Bureau of Labor Statistics, 74% of businesses fail within their first four years.

The Credit Guy is here to help you and your business. Our goal is to help your business avoid that fate of failing. Most business owners only go to their own bank when they need additional funding. But today lenders are not eager to give business owners access to money. Even when your business meets all the lending requirements, many conventional banks still don’t lend money, and won’t tell the applicant the reason why they won’t lend. They simply tell them no. Banks deny 89% of the applications for business financing, in an environment when 86% of business owners need cash and credit for survival. And if the bank says no, business owners usually have nowhere else to go.

We offer our clients access to the greatest amount of legitimate funding options that are available today. Many of the funding options available are not offered through conventional banks, and are not programs that most business owners are even familiar with. Even if you are a startup business or if you have personal credit problems, The Credit Guy opens the funding door and gives you unprecedented access to funding.



We help you through an online funding application. In this application we actually reveal exactly what lenders are looking for and even help you meet lending criteria to insure you will be approved for the maximum in funding.


Your information is cross-checked against underwriting guidelines for over 2,100 finance institutions and you are pre-qualified for over funding programs including credit lines and loans.


Our system and our certified business credit team help you first obtain your business credit reports and DUNS number directly through our system at absolutely no cost.


We help you get approved for new credit in your business name that reports to the appropriate business credit reporting agencies. Once this new credit is reported you are awarded with an exceptional business credit score that we then help you leverage to get approved for even more business credit.

Commercial Real Estate Financing

We offer commercial real estate financing ranging from $75,000-20,000,000. This financing can be used for the purchase of property, or the refinancing of a property, even if you are doing a cash-out refinance.


You can enjoy a quick closing and high loan-to-values with our rehabilitation loans. Rehab loans are tailored for the real estate investor who wants to make repairs before selling the property.


We offer equipment financing and leasing programs for startup and existing businesses. Approvals take as little as 24 hours and you can obtain equipment financing as high as $2,000,000.


Established businesses with tax returns that show good revenues can get very large sums of unsecured funding from $50,000 to $250,000 with our Unsecured Business Finance program. This line of credit comes with incredibly low interest rates and approvals range from 4-6 weeks. This is an amazing program for any business that shows good net profit on their business tax returns, and wants a high-limit open line-of-credit.


Both startup and existing businesses can qualify for $100,000 or more through our Unsecured Credit program. This program is designed to help you get funding based on your personal credit only.


Businesses can obtain money quickly through our business revenue lending program. You can be approved even if you have personal credit challenges. This is an exceptional funding program for any business that has consistent revenue each month


With our Account Receivable Financing you can regularly secure money against your receivables in as little as 24 hours. Once approved, you can then receive funding of up to 80% of your existing receivables. Medical and construction receivables can also qualify for this financing program with us.


Our Purchase Order Financing is a short-term finance option that provides capital to pay your suppliers upfront so your company doesn’t have to deplete cash reserves. With PO financing you can be approved in less than 3 weeks, even if you have a brand new startup business. Once approved you can then receive funding up to 95% of your existing purchase orders.


With inventory financing, you can borrow against your existing inventory and qualify for financing. The inventory is used as collateral, so you can be approved even if you have challenged credit. 

Commercial Signage Financing

Our commercial signage financing offers approvals ranging from $1,500 to $50,000 to business owners who want to purchase commercial signs. You can be approved in as little as 24 hours, and get approved even as a brand new business.


We offer financing so you can obtain a graphic wrap for your vehicle. You can get approved within 24 hours, and you can be approved even if you are a new business. You can even secure multiple wraps for different vehicles.


Established businesses with tax returns that show good revenues and profitability can get very large sums of funding within 1-2 months with Secured Small Business Loans. If you have business tax returns, you should apply for secured government-backed SBA program loans from $50K up to $5M.

Ready to get Started? Contact us below!




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